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Buy Time and Peace of Mind with our HOMEFREE Package! Many homeowners stay in their homes anywhere from an extra 5 - 12 months because of the legal documents prepared and filed in our HOMEFREE Bailout Package!
Late on your mortgage payments? Has the Bank threatened a Default Judgment? You have more legal options than you may know....and one that could SAVE YOUR HOME! Do not hesitate!
What is the LawyerFree HOMEFREE Foreclosure Package? The documents that LawyerFree prepare for you challenge the bank to prove that they actually own your home. Of course they do, right?? NO!!! A recent study of 1,733 foreclosures by Katherine M. Porter, an associate professor of law at the University of Iowa, found that 40 percent of the creditors foreclosing on borrowers did not show proof of ownership.
That proof is REQUIRED BY LAW and WITHOUT THAT PROOF, THE BANK CAN NOT FORECLOSE ON YOUR HOME! We provide you, the homeowner, with those prepared legal documents so that you can KEEP YOUR HOME. Clients who purchase our HOMEFREE package file their prepared legal documents and can go months without having to pay a single mortgage payment. Most who purchase our HOMEFREE package usually combine it with our loan modification pack so their negotiations and dealings with the Lender transitions smoothly.
Specifically, in October 2007, Ohio Federal Court Judge Christopher Boyko dismissed 14 foreclosure cases brought by investors, ruling they failed to prove they owned the properties they were trying to seize.
After late notices and fees pile up, the Bank will come after you in hopes of taking your home. LawyerFree provides you with the legal documents you need to make your case and fight the bank to keep the most important and valuable investment of your life, your home. Often times, the Bank does not even have the authority to do so and that's where your documents come in.
Unfortunately, many people are under the impression that in order to "come out best" in such a situation is to go through a "short sale". A SHORT SALE is when a home owner/debtor sells the mortgaged property for less than the outstanding balance of the loan, and turns over the proceeds of the sale to the lender, sometimes (but not always) in full satisfaction of the debt. In such instances, the lender would have the right to approve or disapprove of a proposed sale. In this case, you LOSE YOUR HOME...but can ultimately save having a foreclosure on your credit report but it STILL adversely affects your credit by showing it as a debt that you've settled.
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